Buyers

Get Pre-Approved

Most mortgage lenders take the guess work out of applying for a loan by figuring out for you the amount you can afford to borrow. Then, they give you a printed document stating the maximum mortgage amount you qualify for based on your particular finances and income. Mortgage pre-approval establishes your price range and strengthens…

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For Mortgage Services

Mortgage Services Information Most mortgage lenders take the guess work out of applying for a loan by figuring out for you the amount you can afford to borrow. Then, they give you a printed document stating the maximum mortgage amount you qualify for based on your particular finances and income. Mortgage pre-approval establishes your price…

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Moving with Children

Moving with Children Moving can be a challenge for anyone, even for your children. Some children might be frightened by the prospect of moving, but, with your care, guidance and positivity, the process of moving with your children will be enjoyable for them. No matter what age your children are, clear communication is needed between…

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Hiring a Moving Company

Hiring a Moving Company When it comes to moving, there are a lot of options in what you can do. You can be ambitious and try to move all your belongings yourself, but if you feel like you can’t handle that, you could always hire a mover or moving company for you. Movers can help…

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Self-Moving Advice and Tips

If you’re a bit strapped for cash or if you don’t have too many belongings, moving by yourself – and not with the assistance of a moving company – can be a practical option. You’ll save money, work out those guns of yours and probably be able get some free help from your friends and…

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Planning Your Move

Planning Your Move While buying or renting a new home can bring joy and excitement, most people can agree that moving from one home to another, especially for the first time, can be troublesome. Moving can be stressful, and you can go crazy just because you were ill-prepared. But that doesn’t need to happen! There…

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Moving

Moving Moving can be a stressful time for everyone, even pets! However, preparation is the key to success. Preparing to Move Moving can be a daunting task, but it doesn’t have to be. Whether you choose to hire outside professionals or you choose to do it yourself, being prepared will ultimately make the move much…

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Help With Relocation

Relocating for homeowners is often an intimidating task. The responsibility that comes along with relocating can be very stressful and the costs associated with the relocation can be hefty. We are here to make your relocation to our area stress-free and hassle-free. Through effective communication and commitment to action, Chantel Ray Real Estate representatives will…

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Why Use a Certified Residential Specialist (CRS)

There are over one million REALTORS® in business today. If you are searching for that one-in-a-million REALTOR®, look no further than your local CRS designated professional. Only about 3% of REALTORS® hold the CRS designation today. As a member, CRS designees are held to a higher standard of professionalism. A CRS professional is typically more…

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Title Insurance

Generally, there are two forms of title insurance. Lender’s title insurance, required by most lending institutions, is normally written in the amount of the mortgage and protects the lending institution from losses resulting from title defects. Because lender’s insurance expires when the mortgage is repaid, you may benefit from the second form of title insurance…

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