Buyers

OVM Financial

Get your mortgage online, over the phone, or in person. Click Here to get started! Or you can reach out to one of our representatives in your area.   Virginia Beach – Laskin Rob Younce       rob.y@ovmfinancial.com                    757-286-8912              …

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Easy way to figure out your mortgage payment

easy way to figure out mortgage payment atlantic bay mortgage

Easy way to figure out your mortgage payment! ? Have you ever asked this question… “How much will my mortgage payment be”?? Carrie Williams with Atlantic Bay Mortgage Group is here to help answer that question! Watch this video for a quick and easy formula to help you approximate what your mortgage payment will be! ?? ✨✨ Atlantic…

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What is an iBuyer?

what is an ibuyer chantel ray real estate

You’ve heard of  Zillow, but have you heard of Opendoor ,  Knock , Offerpad etc. there are a bunch of these companies now out there that offer to buy your home immediately. They are what we call an an iBuyer.  What an iBuyer is a company that will make you an offer on your home…

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Buyers Guide

Home Buyer's Guide Chantel Ray Real Estate

  10 Steps to Homeownership Guide – Learn more about homeownership and whether you should consider buying a home now, how to deal with financing and much more. Fill out the form below to get access to our full feature Buyer’s Guide.

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5 Rings, 5 Minutes, or $5 Guarantee

5 ring, 5 minutes or 5 dollar guarantee chantel ray

5 Rings, 5 Minutes, or $5 Guarantee Here are Chantel Ray Real Estate, we take pride in our customer service. So much, if we don’t answer the phone by the 5th ring or respond by email or text message within 5 minutes between the hours of 8am – 9pm Monday through Sunday, we will send…

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Home Protection Program

Home Warranty A home warranty is an affordable way to cover the costs of unexpected mechanical failure of a major system or appliance. A home warranty is specifically designed to cover the kinds of repairs that home insurance does not: appliances, plumbing and electrical, air conditioning and furnaces, and pool equipment. The average annual cost…

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Homeowners Insurance

Homeowner’s Insurance When buying a home, one word you will hear often is “insurance.” As a homeowner you are concerned about protecting your house, your personal belongings and your personal liability. It is important that the coverage you choose provide the comprehensive protection that you need. Homeowner’s insurance protects you and your house against losses…

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Avoiding Irresponsible Lending

Avoiding Irresponsible Lending & Managing Your Debt When borrowing a mortgage loan, making payments on a car and dealing with credit card bills and multiple insurance costs, the numbers of each can get a bit overwhelming – or go unnoticed. But homeowners today will impatiently and quickly make all payments, and get into loans and…

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How Much Do I Qualify For

When buying a home, it is helpful to determine the type of home you’ll like and how much you can afford before beginning your search. Most lenders allocate approximately 28% of your GROSS MONTHLY INCOME to housing expense. Housing expense includes principal, interest, taxes and insurance (PITI). To get an idea of how much you…

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Getting That Perfect Mortgage

Getting That Perfect Mortgage For most first-time home buyers, shopping around for that “perfect” mortgage can be a daunting and complicated task. Just as if you were to take your time purchasing a car or new large screen television, purchasing a mortgage loan takes patience and research so that you receive the best possible deal…

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