Chantel Ray “Thank You, Police!” Rebates!

Because you are an important part to our safety and community, we want to say thank you to all police through our rebate program. We have agents that specialize in military, police and first responders home buying experiences. Be sure to contact us if you want to take advantage of this rebate program so we…

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Chantel Ray “Thank You, First Responders!” Rebates!

Our first responders are the best in class, so we want to recognize your efforts with our rebate program. We have agents that specialize in military, police and first responders home buying experiences. Be sure to contact us if you want to take advantage of this rebate program so we can ensure the best experience…

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Chantel Ray “Thank You, Fire Fighters!” Rebates!

We Want to Thank-You for All You Do! We have agents that specialize in military, police and first responders home buying experiences. Be sure to contact us if you want to take advantage of this rebate program so we can ensure the best experience possible. Many lenders will not allow you to get a rebate…

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Chantel Ray “Thank You, EMTs!” Rebates!

We Want to Thank-You for All You Do! We have agents that specialize in military, police and first responders home buying experiences. Be sure to contact us if you want to take advantage of this rebate program so we can ensure the best experience possible. Many lenders will not allow you to get a rebate…

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Chantel Ray “Thank You, Military!” Rebates!

We truly value our Military. And we want to give back to those that have already given so much. We have agents that specialize in military, police and first responders home buying experiences. Be sure to contact us if you want to take advantage of this rebate program so we can ensure the best experience…

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Home Protection Program

Home Warranty A home warranty is an affordable way to cover the costs of unexpected mechanical failure of a major system or appliance. A home warranty is specifically designed to cover the kinds of repairs that home insurance does not: appliances, plumbing and electrical, air conditioning and furnaces, and pool equipment. The average annual cost…

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Homeowners Insurance

Homeowner’s Insurance When buying a home, one word you will hear often is “insurance.” As a homeowner you are concerned about protecting your house, your personal belongings and your personal liability. It is important that the coverage you choose provide the comprehensive protection that you need. Homeowner’s insurance protects you and your house against losses…

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Avoiding Irresponsible Lending

Avoiding Irresponsible Lending & Managing Your Debt When borrowing a mortgage loan, making payments on a car and dealing with credit card bills and multiple insurance costs, the numbers of each can get a bit overwhelming – or go unnoticed. But homeowners today will impatiently and quickly make all payments, and get into loans and…

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How Much Do I Qualify For

When buying a home, it is helpful to determine the type of home you’ll like and how much you can afford before beginning your search. Most lenders allocate approximately 28% of your GROSS MONTHLY INCOME to housing expense. Housing expense includes principal, interest, taxes and insurance (PITI). To get an idea of how much you…

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Getting That Perfect Mortgage

Getting That Perfect Mortgage For most first-time home buyers, shopping around for that “perfect” mortgage can be a daunting and complicated task. Just as if you were to take your time purchasing a car or new large screen television, purchasing a mortgage loan takes patience and research so that you receive the best possible deal…

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