Loan closings for a buyer usually take an hour to complete. That is the time required to sign all of the lender’s documentation and have closing attorney explain the import of each one, including, in particular, the settlement statement. The purchase of real estate is a major transaction, and settlement is the last chance to raise questions; rushing through is ill-advised. The seller may or may not be at the buyer’s settlement. In any event, the signing of the seller’s documents should not take longer than 30 minutes.