You Don't Need Perfect Credit To Buy A Home | Chantel Ray Real Estate

To buy or sell a home,  call  

Our Blog

Check out market updates

You Don’t Need Perfect Credit To Buy A Home

You Don’t Need Perfect Credit Score To Buy Your Home!

Are you on the fence deciding whether you should rent or buy your home?

Are you worried you credit score will be a major factor?

Don’t Worry! 

All you need is a Chantel Ray Real Estate Agent!

We can help you purchase a home with a credit score AS LOW AS 580!

Yes, 580!

Don’t let your credit history keep you from being a homeowner.

What score’s you need by mortgage type:

  • FHA Loan: 580+ credit score
  • VA Loan: 620+ credit score
  • FHA 203K Loan: 620+ credit score
  • Conventional Loan: 620+ credit score
  • USDA Loan: 640+ credit score

Click Here To Contact Us Today To Find Out More On Credit Scores!

Click Here To View Homes Starting at $200,000 in Hampton Roads!